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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,773 | $148,582-72.6% | $135,942-70.0% | $139,456-70.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 3.60% | 79.26%-75.7pp | 68.28%-64.7pp | 373.45%-369.8pp |
| Employer contribution / active EE | $22,644 | $5,245+331.7% | $4,858+366.2% | $4,753+376.4% |
| Participant deferral / active EE | $15,921 | $8,101+96.5% | $7,759+105.2% | $6,711+137.2% |
| Admin fee / account holder | $112,300 | $12,402+805.5% | $10,764+943.3% | $11,407+884.5% |