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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,685 | $95,895+165.6% | $79,576+220.1% | $134,509+89.3% |
| Participation rate | 91.7% | 75.0%+16.6pp | 69.5%+22.2pp | 81.2%+10.4pp |
| Annual return | -16.65% | -2.72%-13.9pp | 0.15%-16.8pp | 418.13%-434.8pp |
| Employer contribution / active EE | $2,869 | $3,128-8.3% | $2,413+18.9% | $4,741-39.5% |
| Participant deferral / active EE | $9,632 | $4,693+105.2% | $3,985+141.7% | $6,400+50.5% |
| Admin fee / account holder | $671 | $9,129-92.6% | $6,834-90.2% | $11,427-94.1% |