Retirement plan

NEW YORK DISTRICT COUNCIL OF CARPENTERS ANNUITY FD

Name: BOARD OF TRUSTEES OF THE NYDCC ANNUITY FD - NEW YORK DISTRICT COUNCIL OF CARPENTERS ANNUITY FD (2025) Form 5500
Creator: BOARD OF TRUSTEES OF THE NYDCC ANNUITY FD
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NEW YORK DISTRICT COUNCIL OF CARPENTERS ANNUITY FD, BOARD OF TRUSTEES OF THE NYDCC ANNUITY FD

BOARD OF TRUSTEES OF THE NYDCC ANNUITY FDEIN 51-0174279Plan #001PY 2025

395 HUDSON STREET - NEW YORK, NY 10014212-366-7300LinkedIn10001+ employeesconstruction

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$3690.8M

-11.7% from 2017

Total participants

38,355

-3.2% from 2017

Average account balance

$96,228

-8.7% from 2017

Annual return

7.59%

-10.21 pp from 2017

Benchmarks

See 36 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants>=10,000

Cohort36 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.69B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$96K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

38,355

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$167.23M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$98

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
SCHULTHEIS & PANETTIERI, LLP10+ years Filed as: SCHULTHEIS & PANETTIERI LLP Service code 10 · EIN 13-1577780	Accounting	$87,288
GALLAGHER FIDUCIARY ADVISORS, LLC10+ years Filed as: GALLAGHER FIDUCIARY ADVISORS LLC Service code 27 · EIN 36-4291971	Advisory (Plan)	$71,026
KAUFF MCGUIRE & MARGOLIS LLP10+ years Service code 29 · EIN 13-3573855	Legal	$34,813
THE SEGAL COMPANY9 years Filed as: THE SEGAL COMPANY (EASTERN STATES) Service code 11 · EIN 13-1835864	Actuarial	$8,195

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$3.8M

$242 / participant

Recordkeeping$550K14.6%
Investment mgmt$73K1.9%
Legal$283K7.5%
Actuarial$8K0.2%
Salaries / allowances$2M44.7%
Other trustee fees$8K0.2%
Other / not subdivided$1M30.7%

% of EOY assets

0.102%

all-in expense ratio

Categories reported

6 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SCHULTHEIS & PANETTIERI, LLP
Auditor EIN: 131577780
Audit fees: $87,288
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$96,228

$93,901+2.5%

$150,734-36.2%

$93,901+2.5%

Participation rate

100.0%

81.9%+18.1pp

78.4%+21.6pp

81.9%+18.1pp

Annual return

7.59%

11.15%-3.6pp

600.81%-593.2pp

11.15%-3.6pp

Employer contribution / active EE

$10,714

$4,205+154.8%

$4,918+117.8%

$4,205+154.8%

Participant deferral / active EE

$38

$4,155-99.1%

$5,610-99.3%

$4,155-99.1%

Admin fee / account holder

$98

$66+47.5%

$14,905-99.3%

$66+47.5%

Provider

Service type

Compensation

SCHULTHEIS & PANETTIERI, LLP10+ years

Filed as: SCHULTHEIS & PANETTIERI LLP

Service code 10 · EIN 13-1577780

Accounting

$87,288

GALLAGHER FIDUCIARY ADVISORS, LLC10+ years

Filed as: GALLAGHER FIDUCIARY ADVISORS LLC

Service code 27 · EIN 36-4291971

Advisory (Plan)

$71,026

KAUFF MCGUIRE & MARGOLIS LLP10+ years

Service code 29 · EIN 13-3573855

Legal

$34,813

THE SEGAL COMPANY9 years

Filed as: THE SEGAL COMPANY (EASTERN STATES)

Service code 11 · EIN 13-1835864

Actuarial

$8,195

NEW YORK DISTRICT COUNCIL OF CARPENTERS ANNUITY FD

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NEW YORK DISTRICT COUNCIL OF CARPENTERS ANNUITY FD

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion