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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,889 | $43,333+8.2% | $59,883-21.7% | $64,181-26.9% |
| Participation rate | 98.0% | 69.2%+28.8pp | 74.7%+23.3pp | 69.6%+28.4pp |
| Annual return | -4.27% | -1.55%-2.7pp | 3.46%-7.7pp | 7.63%-11.9pp |
| Employer contribution / active EE | $1,489 | $2,029-26.6% | $2,722-45.3% | $2,381-37.5% |
| Participant deferral / active EE | $2,309 | $2,547-9.3% | $3,402-32.1% | $3,470-33.5% |
| Admin fee / account holder | $9,694 | $3,006+222.5% | $3,591+170.0% | $4,887+98.4% |