Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,197 | $48,570-2.8% | $130,660-63.9% | $72,975-35.3% |
| Participation rate | 54.0% | 58.6%-4.6pp | 71.7%-17.7pp | 69.5%-15.5pp |
| Annual return | 4.32% | 38.63%-34.3pp | 1709.29%-1705.0pp | 81.01%-76.7pp |
| Employer contribution / active EE | $944 | $1,334-29.3% | $4,092-76.9% | $2,440-61.3% |
| Participant deferral / active EE | $2,651 | $2,384+11.2% | $3,603-26.4% | $3,608-26.5% |
| Admin fee / account holder | $1,633 | $3,549-54.0% | $5,463-70.1% | $5,124-68.1% |