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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,115 | $60,139-15.0% | $90,461-43.5% | $79,856-36.0% |
| Participation rate | 60.0% | 65.0%-5.0pp | 72.7%-12.7pp | 69.6%-9.6pp |
| Annual return | 15.79% | 71.96%-56.2pp | 1294.76%-1279.0pp | 31.71%-15.9pp |
| Employer contribution / active EE | $1,266 | $2,069-38.8% | $3,264-61.2% | $2,471-48.8% |
| Participant deferral / active EE | $2,343 | $2,939-20.3% | $3,964-40.9% | $3,741-37.4% |
| Admin fee / account holder | $10,399 | $3,978+161.4% | $5,617+85.1% | $5,306+96.0% |