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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,188 | $54,757-30.3% | $90,304-57.7% | $72,975-47.7% |
| Participation rate | 58.8% | 65.2%-6.3pp | 73.3%-14.5pp | 69.5%-10.7pp |
| Annual return | 0.00% | 30.63%-30.6pp | 78.13%-78.1pp | 81.01%-81.0pp |
| Employer contribution / active EE | $726 | $2,093-65.3% | $2,855-74.6% | $2,440-70.3% |
| Participant deferral / active EE | $927 | $2,887-67.9% | $3,885-76.1% | $3,608-74.3% |
| Admin fee / account holder | $3,227 | $3,973-18.8% | $5,354-39.7% | $5,124-37.0% |