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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,327 | $77,962-23.9% | $178,540-66.8% | $80,935-26.7% |
| Participation rate | 92.3% | 65.7%+26.6pp | 77.1%+15.2pp | 67.7%+24.6pp |
| Annual return | 11.86% | 18.10%-6.2pp | 27.15%-15.3pp | 35.66%-23.8pp |
| Employer contribution / active EE | $1,971 | $2,280-13.6% | $3,953-50.1% | $2,757-28.5% |
| Participant deferral / active EE | $4,662 | $4,404+5.8% | $6,281-25.8% | $4,299+8.4% |
| Admin fee / account holder | $1,145 | $7,156-84.0% | $10,424-89.0% | $6,924-83.5% |