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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,116 | $69,012-41.9% | $160,037-74.9% | $68,490-41.4% |
| Participation rate | 97.1% | 65.4%+31.7pp | 78.0%+19.2pp | 67.9%+29.2pp |
| Annual return | -18.33% | -9.65%-8.7pp | 408.95%-427.3pp | -7.85%-10.5pp |
| Employer contribution / active EE | $2,199 | $2,212-0.6% | $4,226-48.0% | $2,597-15.3% |
| Participant deferral / active EE | $4,988 | $4,212+18.4% | $6,184-19.3% | $4,028+23.8% |
| Admin fee / account holder | $1,928 | $4,798-59.8% | $8,716-77.9% | $5,403-64.3% |