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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,540 | $136,860+2.0% | $120,344+16.0% | $154,746-9.8% |
| Participation rate | 68.8% | 79.9%-11.1pp | 76.7%-8.0pp | 80.7%-12.0pp |
| Annual return | 16.48% | 21.38%-4.9pp | 20.30%-3.8pp | 172.34%-155.9pp |
| Employer contribution / active EE | $2,198 | $3,533-37.8% | $3,020-27.2% | $4,379-49.8% |
| Participant deferral / active EE | $3,974 | $5,793-31.4% | $5,135-22.6% | $6,730-40.9% |
| Admin fee / account holder | $2,340 | $15,393-84.8% | $12,742-81.6% | $14,365-83.7% |