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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,327 | $117,829-16.6% | $102,423-4.0% | $145,877-32.6% |
| Participation rate | 68.4% | 78.6%-10.2pp | 76.5%-8.1pp | 80.3%-11.9pp |
| Annual return | 11.03% | 31.83%-20.8pp | 29.42%-18.4pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,944 | $3,615-46.2% | $3,023-35.7% | $4,663-58.3% |
| Participant deferral / active EE | $3,455 | $5,732-39.7% | $5,054-31.6% | $6,691-48.4% |
| Admin fee / account holder | $5,086 | $13,335-61.9% | $9,455-46.2% | $13,402-62.1% |