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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,327 | $117,895-16.6% | $102,460-4.0% | $145,897-32.6% |
| Participation rate | 68.4% | 78.6%-10.2pp | 76.5%-8.1pp | 80.3%-11.9pp |
| Annual return | 11.03% | 31.92%-20.9pp | 29.47%-18.4pp | 552.29%-541.3pp |
| Employer contribution / active EE | $1,944 | $3,619-46.3% | $3,025-35.7% | $4,663-58.3% |
| Participant deferral / active EE | $3,455 | $5,736-39.8% | $5,056-31.7% | $6,689-48.4% |
| Admin fee / account holder | $5,086 | $13,353-61.9% | $9,460-46.2% | $13,390-62.0% |