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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,039 | $80,983+101.3% | $96,544+68.9% | $75,177+116.9% |
| Participation rate | 77.6% | 71.8%+5.8pp | 76.0%+1.6pp | 67.2%+10.4pp |
| Annual return | 12.09% | 27.05%-15.0pp | 25.88%-13.8pp | 160.75%-148.7pp |
| Employer contribution / active EE | $1,413 | $2,282-38.1% | $2,966-52.4% | $2,671-47.1% |
| Participant deferral / active EE | $7,476 | $3,929+90.3% | $4,851+54.1% | $4,126+81.2% |
| Admin fee / account holder | $10,571 | $6,717+57.4% | $8,254+28.1% | $5,651+87.1% |