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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,278 | $86,298+111.2% | $111,308+63.8% | $85,847+112.3% |
| Participation rate | 83.3% | 73.3%+10.0pp | 77.3%+6.0pp | 69.3%+14.0pp |
| Annual return | 9.65% | 19.99%-10.3pp | 54.67%-45.0pp | 318.61%-309.0pp |
| Employer contribution / active EE | $1,259 | $2,044-38.4% | $2,732-53.9% | $2,565-50.9% |
| Participant deferral / active EE | $6,232 | $3,641+71.2% | $4,487+38.9% | $3,952+57.7% |
| Admin fee / account holder | $8,972 | $8,189+9.6% | $7,965+12.6% | $6,261+43.3% |