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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,338 | $86,938+74.1% | $102,423+47.8% | $80,925+87.0% |
| Participation rate | 84.4% | 72.4%+12.0pp | 76.5%+7.9pp | 67.7%+16.8pp |
| Annual return | 9.49% | 18.89%-9.4pp | 29.42%-19.9pp | 35.65%-26.2pp |
| Employer contribution / active EE | $1,655 | $2,369-30.1% | $3,023-45.2% | $2,756-39.9% |
| Participant deferral / active EE | $7,237 | $4,120+75.6% | $5,054+43.2% | $4,299+68.4% |
| Admin fee / account holder | $20,154 | $8,053+150.3% | $9,455+113.2% | $6,940+190.4% |