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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,215 | $90,486+8.5% | $78,676+24.8% | $273,972-64.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 2.02% | 75.62%-73.6pp | 62.19%-60.2pp | 41.46%-39.4pp |
| Employer contribution / active EE | $6,044 | $3,175+90.4% | $2,850+112.1% | $4,869+24.1% |
| Participant deferral / active EE | $7,000 | $3,901+79.4% | $3,517+99.0% | $5,287+32.4% |
| Admin fee / account holder | $26,375 | $5,263+401.1% | $4,510+484.8% | $10,133+160.3% |