See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO. U.S Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Filed as: WILSHIRE ASSOCIATES, INC. (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ASSOCIATES, INC. U.S.A. Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,263 | $66,098+128.8% | $101,794+48.6% | $74,304+103.6% |
| Participation rate | 55.2% | 53.8%+1.4pp | 69.2%-14.0pp | 60.3%-5.2pp |
| Annual return | 14.78% | 19.59%-4.8pp | 30.53%-15.7pp | 29.43%-14.6pp |
| Employer contribution / active EE | $118 | $1,082-89.1% | $2,289-94.9% | $2,241-94.8% |
| Participant deferral / active EE | $3,570 | $2,781+28.4% | $4,084-12.6% | $3,767-5.2% |
| Admin fee / account holder | $622 | $4,146-85.0% | $8,777-92.9% | $2,969-79.0% |