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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE Service code 15 · EIN 04-1590850 | Recordkeeping | $3,848 |
Service code 15 · EIN 51-0383217 | Recordkeeping | $0 |
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY INS SVCS INC. Service code 17 · EIN 51-0116113 | Pension Consulting | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,799 | $51,466+53.1% | $78,7780% | $62,293+26.5% |
| Participation rate | 52.2% | 59.8%-7.5pp | 69.2%-16.9pp | 69.5%-17.3pp |
| Annual return | 15.16% | 19.96%-4.8pp | 35.62%-20.5pp | 28.90%-13.7pp |
| Employer contribution / active EE | $541 | $827-34.6% | $1,986-72.7% | $2,042-73.5% |
| Participant deferral / active EE | $3,180 | $2,147+48.1% | $2,958+7.5% | $3,169+0.3% |
| Admin fee / account holder | $24 | $489-95.1% | $5,134-99.5% | $479-95.0% |