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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO. U.S Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Filed as: WILSHIRE ASSOCIATES, INC. (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ASSOCIATES, INC. U.S.A. Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,347 | $59,467+131.0% | $93,727+46.5% | $74,478+84.4% |
| Participation rate | 53.3% | 59.6%-6.3pp | 68.7%-15.4pp | 67.2%-13.9pp |
| Annual return | 15.20% | 82.14%-66.9pp | 133.83%-118.6pp | 1370.56%-1355.4pp |
| Employer contribution / active EE | $639 | $1,267-49.6% | $2,421-73.6% | $2,626-75.7% |
| Participant deferral / active EE | $3,332 | $3,052+9.2% | $4,417-24.6% | $4,350-23.4% |
| Admin fee / account holder | $548 | $3,028-81.9% | $8,292-93.4% | $1,946-71.8% |