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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,552 | $118,695+7.5% | $98,916+28.9% | $158,950-19.8% |
| Participation rate | 75.0% | 77.8%-2.8pp | 76.0%-1.0pp | 82.0%-7.0pp |
| Annual return | 8.85% | 372.39%-363.5pp | 196.45%-187.6pp | 302.91%-294.1pp |
| Employer contribution / active EE | $0 | $3,333-100.0% | $2,689-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,248 | $5,088-16.5% | $4,245+0.1% | $5,983-29.0% |
| Admin fee / account holder | $36,548 | $10,132+260.7% | $6,642+450.2% | $11,248+224.9% |