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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,650 | $67,411+55.2% | $91,004+15.0% | $70,126+49.2% |
| Participation rate | 72.0% | 71.4%+0.6pp | 75.6%-3.6pp | 69.5%+2.5pp |
| Annual return | 12.98% | -40.16%+53.1pp | 4.60%+8.4pp | 73.15%-60.2pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,384 | $2,823+19.9% | $3,548-4.6% | $3,332+1.6% |
| Admin fee / account holder | $22,487 | $4,236+430.8% | $5,417+315.1% | $4,645+384.1% |