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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,995 | $91,559+13.6% | $133,978-22.4% | $79,856+30.2% |
| Participation rate | 94.0% | 73.3%+20.7pp | 79.8%+14.2pp | 69.6%+24.4pp |
| Annual return | 14.99% | 61.85%-46.9pp | 45.10%-30.1pp | 31.71%-16.7pp |
| Employer contribution / active EE | $2,544 | $2,384+6.7% | $3,919-35.1% | $2,471+3.0% |
| Participant deferral / active EE | $5,604 | $3,734+50.1% | $5,047+11.0% | $3,741+49.8% |
| Admin fee / account holder | $7,143 | $6,321+13.0% | $8,930-20.0% | $5,306+34.6% |