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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,964 | $72,404-2.0% | $110,243-35.6% | $64,173+10.6% |
| Participation rate | 93.3% | 73.3%+20.0pp | 79.8%+13.5pp | 69.6%+23.8pp |
| Annual return | -6.77% | -6.29%-0.5pp | 314.76%-321.5pp | 7.63%-14.4pp |
| Employer contribution / active EE | $2,305 | $2,282+1.0% | $3,827-39.8% | $2,381-3.2% |
| Participant deferral / active EE | $4,706 | $3,469+35.6% | $4,672+0.7% | $3,470+35.6% |
| Admin fee / account holder | $3,953 | $5,664-30.2% | $8,548-53.8% | $4,887-19.1% |