Retirement plan

BRANDYWINE RED CLAY ALLIANCE 403(B) DC PLAN

Name: BRANDYWINE RED CLAY ALLIANCE - BRANDYWINE RED CLAY ALLIANCE 403(B) DC PLAN (2020) Form 5500
Creator: BRANDYWINE RED CLAY ALLIANCE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BRANDYWINE RED CLAY ALLIANCE 403(B) DC PLAN, BRANDYWINE RED CLAY ALLIANCE

BRANDYWINE RED CLAY ALLIANCEEIN 51-0058593Plan #001PY 2020

1760 UNIONVILLE-WAWASET ROAD - WEST CHESTER, PA 19382610-793-1090brandywineredclay.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.1M

+25.9% from 2019

Total participants

-23.5% from 2019

Average account balance

$92,215

+57.4% from 2019

Annual return

18.84%

-2.28 pp from 2019

Benchmarks

See 6,196 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort6,196 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.87M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$124K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

136.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$112K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.30%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1710

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$17K

$2163 / participant

Other / not subdivided$17K100.0%

% of EOY assets

1.564%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$92,215

$81,664+12.9%

$70,476+30.8%

$158,966-42.0%

Participation rate

87.5%

77.7%+9.8pp

75.1%+12.4pp

82.0%+5.5pp

Annual return

18.84%

208.59%-189.8pp

109.12%-90.3pp

302.95%-284.1pp

Employer contribution / active EE

$3,456

$3,219+7.4%

$2,738+26.2%

$4,762-27.4%

Participant deferral / active EE

$4,344

$4,556-4.7%

$3,710+17.1%

$5,983-27.4%

Admin fee / account holder

$1,442

$6,197-76.7%

$3,847-62.5%

$11,250-87.2%

BRANDYWINE RED CLAY ALLIANCE 403(B) DC PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BRANDYWINE RED CLAY ALLIANCE 403(B) DC PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion