Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,599 | $61,660-55.2% | $80,022-65.5% | $64,181-57.0% |
| Participation rate | 38.1% | 71.7%-33.6pp | 75.8%-37.7pp | 69.6%-31.5pp |
| Annual return | -9.90% | -0.33%-9.6pp | 11.22%-21.1pp | 7.63%-17.5pp |
| Employer contribution / active EE | $661 | $1,810-63.5% | $2,468-73.2% | $2,381-72.2% |
| Participant deferral / active EE | $1,151 | $2,968-61.2% | $3,686-68.8% | $3,470-66.8% |
| Admin fee / account holder | $800 | $5,417-85.2% | $6,521-87.7% | $4,887-83.6% |