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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,836 | $165,381+20.2% | $149,730+32.8% | $158,966+25.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.35% | 348.29%-341.9pp | 276.70%-270.4pp | 302.95%-296.6pp |
| Employer contribution / active EE | $22,043 | $5,104+331.9% | $4,645+374.5% | $4,762+362.8% |
| Participant deferral / active EE | $8,041 | $7,182+12.0% | $6,843+17.5% | $5,983+34.4% |
| Admin fee / account holder | $1,352 | $10,809-87.5% | $9,310-85.5% | $11,250-88.0% |