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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,017 | $138,075-80.4% | $123,552-78.1% | $135,379-80.0% |
| Participation rate | 40.0% | 84.7%-44.7pp | 82.3%-42.3pp | 82.6%-42.6pp |
| Annual return | -7.57% | 153.70%-161.3pp | 119.20%-126.8pp | 519.79%-527.4pp |
| Employer contribution / active EE | $1,161 | $5,152-77.5% | $4,628-74.9% | $4,779-75.7% |
| Participant deferral / active EE | $3,567 | $6,800-47.5% | $6,426-44.5% | $5,609-36.4% |
| Admin fee / account holder | $3,747 | $10,917-65.7% | $9,285-59.6% | $10,828-65.4% |