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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,640 | $226,090-19.2% | $182,531+0.1% | $152,885+19.5% |
| Participation rate | 82.4% | 82.5%-0.1pp | 78.0%+4.4pp | 82.5%-0.1pp |
| Annual return | 19.45% | 192.57%-173.1pp | 148.57%-129.1pp | 345.39%-325.9pp |
| Employer contribution / active EE | $4,328 | $4,978-13.1% | $4,075+6.2% | $4,763-9.1% |
| Participant deferral / active EE | $9,841 | $6,369+54.5% | $5,525+78.1% | $5,851+68.2% |
| Admin fee / account holder | $32,697 | $10,705+205.4% | $8,593+280.5% | $11,598+181.9% |