Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,640 | $84,236-69.6% | $170,435-85.0% | $70,126-63.4% |
| Participation rate | 42.9% | 70.8%-28.0pp | 83.6%-40.7pp | 69.5%-26.7pp |
| Annual return | 10.61% | 23.06%-12.5pp | 205.94%-195.3pp | 73.15%-62.5pp |
| Employer contribution / active EE | $1,254 | $3,387-63.0% | $5,432-76.9% | $2,343-46.5% |
| Participant deferral / active EE | $2,545 | $3,086-17.5% | $4,939-48.5% | $3,332-23.6% |
| Admin fee / account holder | $8,113 | $5,698+42.4% | $13,881-41.6% | $4,645+74.6% |