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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,953 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
LPL FINANCIAL1 year Service code 49 KATHMERE CAPITAL MANAGEMENT · KING OF PRUSSIA, PA 19406 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,333 | $51,244-87.6% | $80,977-92.2% | $55,167-88.5% |
| Participation rate | 75.8% | 71.7%+4.2pp | 75.8%0pp | 69.0%+6.8pp |
| Annual return | 7.16% | 17.39%-10.2pp | 17.11%-9.9pp | 169.23%-162.1pp |
| Employer contribution / active EE | $354 | $1,770-80.0% | $3,715-90.5% | $1,963-81.9% |
| Participant deferral / active EE | $2,185 | $4,418-50.5% | $5,696-61.6% | $3,054-28.5% |
| Admin fee / account holder | $13 | $398-96.6% | $5,517-99.8% | $504-97.3% |