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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,202 | $84,233-78.4% | $170,436-89.3% | $70,131-74.0% |
| Participation rate | 84.4% | 70.8%+13.6pp | 83.6%+0.8pp | 69.5%+14.9pp |
| Annual return | 19.96% | 23.06%-3.1pp | 205.94%-186.0pp | 73.14%-53.2pp |
| Employer contribution / active EE | $635 | $3,387-81.3% | $5,433-88.3% | $2,342-72.9% |
| Participant deferral / active EE | $1,422 | $3,086-53.9% | $4,939-71.2% | $3,332-57.3% |
| Admin fee / account holder | $1,197 | $5,698-79.0% | $13,880-91.4% | $4,645-74.2% |