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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,836 | $201,264-34.5% | $184,185-28.4% | $145,978-9.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.02% | 29.00%-21.0pp | 28.81%-20.8pp | 550.52%-542.5pp |
| Employer contribution / active EE | $4,260 | $7,021-39.3% | $6,426-33.7% | $4,662-8.6% |
| Participant deferral / active EE | $7,848 | $9,806-20.0% | $9,132-14.1% | $6,690+17.3% |
| Admin fee / account holder | $16,841 | $16,376+2.8% | $13,909+21.1% | $13,400+25.7% |