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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,043 | $91,167+122.7% | $178,498+13.8% | $79,858+154.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 25.74% | 24.19%+1.6pp | 151.09%-125.4pp | 31.72%-6.0pp |
| Employer contribution / active EE | $9,407 | $3,255+189.0% | $5,011+87.7% | $2,471+280.7% |
| Participant deferral / active EE | $4,130 | $3,236+27.6% | $5,202-20.6% | $3,740+10.4% |
| Admin fee / account holder | $2,613 | $6,747-61.3% | $13,985-81.3% | $5,306-50.8% |