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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,523 | $76,407+51.2% | $150,298-23.1% | $82,448+40.1% |
| Participation rate | 98.5% | 66.4%+32.1pp | 77.8%+20.7pp | 68.1%+30.4pp |
| Annual return | 15.56% | 39.99%-24.4pp | 62.79%-47.2pp | 41.64%-26.1pp |
| Employer contribution / active EE | $2,790 | $2,614+6.7% | $4,154-32.8% | $2,551+9.4% |
| Participant deferral / active EE | $4,482 | $3,214+39.4% | $5,453-17.8% | $4,139+8.3% |
| Admin fee / account holder | $1,854 | $6,352-70.8% | $14,116-86.9% | $7,234-74.4% |