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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,157 | $209,336-58.8% | $197,124-56.3% | $137,256-37.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 8.76% | 48.09%-39.3pp | 44.34%-35.6pp | 220.34%-211.6pp |
| Employer contribution / active EE | $12,531 | $6,591+90.1% | $6,227+101.2% | $4,156+201.5% |
| Participant deferral / active EE | $12,570 | $9,614+30.7% | $9,135+37.6% | $6,407+96.2% |
| Admin fee / account holder | $78,642 | $17,308+354.4% | $16,298+382.5% | $12,270+540.9% |