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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,899 | $52,836-86.9% | $105,738-93.5% | $64,181-89.3% |
| Participation rate | 100.0% | 66.5%+33.5pp | 76.3%+23.7pp | 69.6%+30.4pp |
| Annual return | -14.44% | 14.30%-28.7pp | 6.27%-20.7pp | 7.63%-22.1pp |
| Employer contribution / active EE | $1,582 | $1,827-13.4% | $3,268-51.6% | $2,381-33.6% |
| Participant deferral / active EE | $3,411 | $2,545+34.0% | $4,080-16.4% | $3,470-1.7% |
| Admin fee / account holder | $532 | $3,959-86.6% | $6,913-92.3% | $4,887-89.1% |