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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,603 | $64,716-72.8% | $112,258-84.3% | $68,495-74.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -17.90% | -11.40%-6.5pp | 27.47%-45.4pp | -7.84%-10.1pp |
| Employer contribution / active EE | $2,467 | $2,746-10.2% | $3,636-32.1% | $2,596-5.0% |
| Participant deferral / active EE | $4,162 | $3,565+16.7% | $4,728-12.0% | $4,028+3.3% |
| Admin fee / account holder | $429 | $5,232-91.8% | $6,411-93.3% | $5,403-92.1% |