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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,816 | $49,177-69.9% | $79,467-81.4% | $64,173-76.9% |
| Participation rate | 50.0% | 65.0%-15.0pp | 73.3%-23.3pp | 69.6%-19.6pp |
| Annual return | 0.00% | -1.16%+1.2pp | 718.30%-718.3pp | 7.63%-7.6pp |
| Employer contribution / active EE | $749 | $2,076-63.9% | $2,800-73.3% | $2,381-68.5% |
| Participant deferral / active EE | $2,153 | $2,821-23.7% | $3,704-41.9% | $3,470-38.0% |
| Admin fee / account holder | $983 | $3,839-74.4% | $5,104-80.7% | $4,887-79.9% |