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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,829 | $98,760-20.2% | $149,715-47.3% | $79,858-1.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 25.67% | 27.43%-1.8pp | 276.66%-251.0pp | 31.72%-6.0pp |
| Employer contribution / active EE | $5,196 | $3,217+61.5% | $4,645+11.9% | $2,471+110.3% |
| Participant deferral / active EE | $9,499 | $5,681+67.2% | $6,842+38.8% | $3,740+154.0% |
| Admin fee / account holder | $4,954 | $6,053-18.2% | $9,310-46.8% | $5,306-6.6% |