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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,005 | $136,307-78.7% | $106,619-72.8% | $273,972-89.4% |
| Participation rate | 45.0% | 84.8%-39.8pp | 78.0%-33.0pp | 83.0%-38.0pp |
| Annual return | 28.99% | 11.05%+17.9pp | 9.42%+19.6pp | 41.46%-12.5pp |
| Employer contribution / active EE | $898 | $5,190-82.7% | $3,947-77.2% | $4,869-81.6% |
| Participant deferral / active EE | $1,464 | $4,969-70.5% | $3,930-62.7% | $5,287-72.3% |
| Admin fee / account holder | $414 | $8,625-95.2% | $6,418-93.5% | $10,133-95.9% |