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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,015 | $81,262+3.4% | $155,602-46.0% | $80,911+3.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 8.10% | 33.34%-25.2pp | 64.81%-56.7pp | 35.63%-27.5pp |
| Employer contribution / active EE | $4,185 | $3,102+34.9% | $4,675-10.5% | $2,756+51.9% |
| Participant deferral / active EE | $3,642 | $3,451+5.5% | $5,629-35.3% | $4,297-15.3% |
| Admin fee / account holder | $5,490 | $7,992-31.3% | $15,923-65.5% | $6,935-20.8% |