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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,015 | $81,276+3.4% | $155,574-46.0% | $80,925+3.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.10% | 33.36%-25.3pp | 64.87%-56.8pp | 35.65%-27.6pp |
| Employer contribution / active EE | $4,185 | $3,103+34.9% | $4,676-10.5% | $2,756+51.8% |
| Participant deferral / active EE | $3,642 | $3,453+5.5% | $5,629-35.3% | $4,299-15.3% |
| Admin fee / account holder | $5,490 | $7,993-31.3% | $15,914-65.5% | $6,940-20.9% |