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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,654 | $61,755-50.4% | $97,161-68.5% | $80,911-62.1% |
| Participation rate | 84.4% | 63.5%+20.9pp | 72.7%+11.7pp | 67.6%+16.8pp |
| Annual return | 9.44% | -557.90%+567.3pp | 75.36%-65.9pp | 35.63%-26.2pp |
| Employer contribution / active EE | $1,097 | $1,835-40.2% | $2,723-59.7% | $2,756-60.2% |
| Participant deferral / active EE | $2,309 | $3,026-23.7% | $4,265-45.9% | $4,297-46.3% |
| Admin fee / account holder | $2,165 | $5,166-58.1% | $5,647-61.7% | $6,935-68.8% |