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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,401 | $138,078+221.1% | $125,363+253.7% | $134,509+229.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.75% | 750.49%-772.2pp | 572.15%-593.9pp | 418.13%-439.9pp |
| Employer contribution / active EE | $3,305 | $5,245-37.0% | $4,815-31.4% | $4,741-30.3% |
| Participant deferral / active EE | $15,916 | $7,800+104.1% | $7,447+113.7% | $6,400+148.7% |
| Admin fee / account holder | $1,577 | $11,566-86.4% | $10,005-84.2% | $11,427-86.2% |