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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,995 | $91,559-25.7% | $133,971-49.2% | $79,852-14.8% |
| Participation rate | 97.7% | 73.3%+24.3pp | 79.8%+17.8pp | 69.6%+28.0pp |
| Annual return | 12.79% | 61.85%-49.1pp | 45.09%-32.3pp | 31.72%-18.9pp |
| Employer contribution / active EE | $2,435 | $2,384+2.2% | $3,919-37.9% | $2,471-1.5% |
| Participant deferral / active EE | $4,049 | $3,734+8.4% | $5,047-19.8% | $3,740+8.2% |
| Admin fee / account holder | $13,100 | $6,321+107.2% | $8,929+46.7% | $5,306+146.9% |