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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,399 | $97,729+13.0% | $83,830+31.7% | $135,379-18.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -1.95% | 1287.52%-1289.5pp | 850.97%-852.9pp | 519.79%-521.7pp |
| Employer contribution / active EE | $6,330 | $4,222+49.9% | $3,631+74.3% | $4,779+32.5% |
| Participant deferral / active EE | $2,632 | $4,683-43.8% | $4,082-35.5% | $5,609-53.1% |
| Admin fee / account holder | $58,197 | $6,674+771.9% | $5,479+962.3% | $10,828+437.5% |