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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,482 | $174,379-50.4% | $152,093-43.1% | $138,895-37.7% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 18.34% | 74.86%-56.5pp | 66.36%-48.0pp | 145.39%-127.1pp |
| Employer contribution / active EE | $26,412 | $4,652+467.8% | $4,175+532.7% | $4,194+529.7% |
| Participant deferral / active EE | $16,302 | $6,159+164.7% | $5,451+199.0% | $6,396+154.9% |
| Admin fee / account holder | $11,984 | $16,880-29.0% | $14,497-17.3% | $12,562-4.6% |