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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,012 | $81,262-15.1% | $155,602-55.6% | $80,911-14.7% |
| Participation rate | 89.2% | 66.2%+23.0pp | 78.2%+11.0pp | 67.6%+21.5pp |
| Annual return | 19.61% | 33.34%-13.7pp | 64.81%-45.2pp | 35.63%-16.0pp |
| Employer contribution / active EE | $18,558 | $3,102+498.3% | $4,675+296.9% | $2,756+573.4% |
| Participant deferral / active EE | $11,479 | $3,451+232.6% | $5,629+103.9% | $4,297+167.1% |
| Admin fee / account holder | $7,780 | $7,992-2.6% | $15,923-51.1% | $6,935+12.2% |