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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,353 | $65,083-25.7% | $143,788-66.4% | $66,930-27.8% |
| Participation rate | 50.0% | 65.2%-15.2pp | 80.3%-30.3pp | 69.8%-19.8pp |
| Annual return | -16.91% | -11.13%-5.8pp | -0.03%-16.9pp | 1.57%-18.5pp |
| Employer contribution / active EE | $1,981 | $2,361-16.1% | $4,952-60.0% | $2,545-22.1% |
| Participant deferral / active EE | $1,923 | $2,920-34.1% | $5,638-65.9% | $4,238-54.6% |
| Admin fee / account holder | $30 | $502-94.0% | $14,675-99.8% | $593-94.9% |