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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,117 | $175,231-65.1% | $149,696-59.2% | $139,466-56.2% |
| Participation rate | 63.6% | 83.4%-19.8pp | 78.8%-15.1pp | 80.3%-16.7pp |
| Annual return | 17.52% | 166.77%-149.2pp | 134.46%-116.9pp | 373.66%-356.1pp |
| Employer contribution / active EE | $1,149 | $5,478-79.0% | $4,821-76.2% | $4,754-75.8% |
| Participant deferral / active EE | $3,278 | $6,521-49.7% | $5,682-42.3% | $6,712-51.2% |
| Admin fee / account holder | $9,138 | $16,155-43.4% | $13,212-30.8% | $11,409-19.9% |