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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,977 | $59,107+64.1% | $86,439+12.2% | $68,495+41.6% |
| Participation rate | 65.1% | 75.2%-10.2pp | 80.3%-15.3pp | 67.9%-2.8pp |
| Annual return | -16.56% | -0.23%-16.3pp | 4395.55%-4412.1pp | -7.84%-8.7pp |
| Employer contribution / active EE | $582 | $2,519-76.9% | $3,769-84.6% | $2,596-77.6% |
| Participant deferral / active EE | $4,381 | $5,901-25.8% | $6,952-37.0% | $4,028+8.8% |
| Admin fee / account holder | $7,910 | $5,637+40.3% | $6,732+17.5% | $5,403+46.4% |